Free · Right-sizing calculator for condo and landed owners

How much could you free up by right-sizing your home?

See what your condo or landed home could sell for, how much cash you'd keep after moving to an HDB flat or a smaller condo, and whether you qualify for the Silver Housing Bonus. Start with your project or street below.

Since 28 July 2026: no 15-month wait to buy an HDB resale flat

Your home now

Condos, ECs, apartments and landed homes with a resale in the past two years.

I'm exploring for

Own it jointly? Enter the younger owner's age. Annual Value is on your IRAS property tax bill; it decides the Silver Housing Bonus.

Your sale

S$

S$
S$
S$

On your CPF statement. It goes back into your CPF, not your bank.

S$

Your next options

Move to
S$

S$
S$

From 55, we assume you pay for your next home in cash and keep the CPF refund for retirement. Change "CPF used for it" if you plan to use CPF.

S$

In today's dollars. 0 if none.

Your right-sizing report

Your key takeaways

Worked out from your figures. The details for each are below.

    1

    Question 1 of 5What is my home worth?

    2

    Question 2 of 5How much cash would I free up?

    3

    Question 3 of 5What could I move into?

    4

    Question 4 of 5Can I get the Silver Housing Bonus?

    5

    Question 5 of 5How do I make the move, and in what order?

    Free · Darrel replies personally

    Turn these numbers into a plan.

    Your results show where you stand today. Darrel can take them further: how your unit's stack, view and condition compare in your project, your actual CPF and Annual Value, and which next home fits before you sell. Send them over and he'll reply with your next steps.

    Send my results to Darrel

    Your results are already filled in. Just tap send.

    Darrel Mok · CEA Reg. No. Associate Group Director, PropNex. Ran a healthcare business for 15 years before property.

    Estimates use URA resales in your project (condos: half within 2.9% in testing; landed: a rough guide) and HDB resale prices from data.gov.sg. Rules as at November 2026; HDB, CPF Board and IRAS decide eligibility. Not a valuation or financial advice. Seller's stamp duty may apply if you bought within the past 4 years.

    A note from Darrel

    Hello, I'm Uncle Darrel. I help families, from parents to their grown-up children, unlock the value in their homes and plan the next one together.

    Before property, I ran a healthcare business for 15 years. Today most of my time goes to owners in their 50s and 60s working out what to do with the family home. That home holds a lot more than its price, so I'll always show you the numbers honestly, including the ones that say it's better to wait.

    And I'll tell you what I tell every family: even if you love your children, try to keep a roof over your own head.

    Unlock value, but never unlock your security.Darrel Mok · Associate Group Director, PropNex Realty

    @darrelmok on TikTok

    Haven't seen my TikTok yet? Follow me for more!

    Straight talk on homes, CPF and retirement for owners in their 50s and 60s.

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    108,728 viewsAsset rich but cash poor 93,447 viewsDon't sell your flat until you watch this! 57,262 viewsA nice and cosy retirement home for Singaporeans 27,675 views55 and above selling your property: how the CPF money is returned

    TikTok @darrelmok, figures as at 10 November 2026.